Privacy Policy — TMO Industries Inc

This Privacy Policy describes how TMO Industries Inc ("TMO Industries," "we," "our," or "us"), located at 157 Jericho Rd, Salem, NJ 08079, collects, uses, and shares information about you when you visit our website at tmoenterprises.com, submit a funding application, or communicate with us.

By using our website or services, you agree to the collection and use of information in accordance with this Privacy Policy. Please read this policy carefully.

1. Information We Collect

We collect information you provide directly to us, including:

Identity Information: First name, last name, business name
Contact Information: Email address, mailing address
Financial Information: Monthly revenue ranges, time in business, funding amount requested, industry type
Application Data: Information submitted through our funding application form
Communications: Messages, inquiries, and correspondence you send to us
Communication Preferences: Your opt-in preferences for SMS and email communications

We may also collect certain information automatically when you visit our website, including your IP address, browser type, pages viewed, time on site, and referring URL.

2. How We Use Your Information

We use the information we collect to:

Process and evaluate your business funding application
Contact you regarding your funding inquiry or application status
Provide you with information about our business funding products and services
Send marketing and promotional communications if you have consented to receive them
Comply with applicable laws, regulations, and legal obligations
Improve our website, services, and customer experience
Detect and prevent fraud or other unauthorized activities
Respond to your inquiries and provide customer support

3. Information Sharing & Disclosure

TMO Industries Inc does not sell your personal information. We may share your information in limited circumstances:

Service Providers: We may share information with trusted service providers who assist in operating our website and conducting our business, subject to confidentiality obligations
Legal Requirements: We may disclose information when required by law or in response to valid legal process
Business Transfers: Information may be transferred in connection with a merger, acquisition, or sale of all or a portion of our assets
With Your Consent: We may share information with third parties when you have given us explicit consent to do so

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Your SMS opt-in status and related consent data are treated with the highest level of confidentiality and are never disclosed to any outside parties for marketing purposes.

4. SMS & Text Message Communications

SMS Program Disclosure

If you have opted in to receive SMS communications from TMO Industries Inc, you agree to receive recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our business funding products and services. These messages may be sent using an automated telephone dialing system (ATDS).

Message frequency varies; you may receive up to 4 messages per month depending on your level of engagement with our services.

Message and data rates may apply based on your mobile carrier plan.

To stop receiving SMS messages at any time, reply STOP to any message. You will receive one final confirmation message and then no further messages will be sent.

For assistance or information about our SMS program, reply HELP or contact us at tyler@tmoenterprises.com.

Consent is NOT a condition of purchase. You are not required to opt in to SMS communications to apply for or receive business funding from TMO Industries Inc.

SMS opt-in consent data is maintained securely and used solely for the purpose of sending authorized communications. This data is never sold, transferred, or shared with any third parties for their marketing purposes.

Supported carriers are not liable for delayed or undelivered messages. For questions about our SMS communications, please contact us at tyler@tmoenterprises.com.

5. Data Security

TMO Industries Inc implements appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption of data in transit, access controls, and regular security assessments.

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

6. Your Rights & Choices

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access: Request a copy of the personal information we hold about you
Correction: Request that we correct inaccurate or incomplete information
Deletion: Request deletion of your personal information, subject to certain legal limitations
Opt-Out of Marketing: Unsubscribe from marketing emails at any time via the unsubscribe link in any email, or reply STOP to any SMS
Data Portability: Request a copy of your data in a portable format where technically feasible

To exercise any of these rights, please contact us at tyler@tmoenterprises.com.

7. Cookies & Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience, analyze site traffic, and understand usage patterns. You can control cookie settings through your browser preferences. Note that disabling certain cookies may affect website functionality.

8. Third-Party Links

Our website may contain links to third-party websites. These sites have their own privacy policies and we are not responsible for their practices. We encourage you to review the privacy policy of any third-party site you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected such information, please contact us and we will promptly delete it.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Your continued use of our website after changes are posted constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

TMO Industries Inc
157 Jericho Rd
Salem, NJ 08079

Email: tyler@tmoenterprises.com